Pre-Tax Plans

Sound options for employee financial empowerment.

Enrich your benefits!

Attract and retain talented employees with a competitive benefits package, including pre-tax plans. Set your entire organization up for success, as well as savings with the help of experienced administrators.

We offer much more than robust administration. All clients receive HIPAA compliant customer care from implementation to open enrollment, and throughout the years, from a dedicated account manager.


Participant Perks!

  • Single benefit debit card for participants that stack with other PS Administrator benefits (FSA, HRA, HSA, Commuter)
  • Mobile app
  • Quarterly Statements
  • Daily claims processing and auto-substantiation for most expenses
  • Secure online access for plan management
  • Employee communications, coordination, and support
  • Full-Service Support – online, email, and phone


Employer Perks!

  • Dedicated Account Manager
  • Secure online enrollment options
  • Scheduled reporting options or on demand
  • Claims processing notifications
  • 24/7 Secure online access for plan management
  • Plan document preparation and maintenance
  • Self-service Non-Discrimination Testing (NDT)


Flexible Spending Accounts (FSA)

Flexible Spending Accounts allow contributions through payroll on a pre-tax basis to pay for covered out of pocket medical expenses, saving money for both employees and employers.

  • Medical, Dependent, and Limited Use FSA Accounts
  • Customized plan setup options, including short plan year, maximum contribution amounts, and claims payment priority
  • Annual Non-Discrimination Testing included
  • We partner with your benefit broker to ensure employees have everything they need at open enrollment
  • Employer legislative updates with direction from Employee Benefits ERISA Counsel


Offset the cost of healthcare with HRAs

Health Reimbursement Arrangements (HRAs), IRS Section 105 plans, are an employer only funded plan, allowing employees to pay for eligible plan expenses and get reimbursed.

Help offset the ever-increasing cost of healthcare by adding an HRA to your consumer driven healthcare strategy with a plan that meets your needs.

  • An ACA Excepted Benefit HRA, providing reimbursement for limited pre-determined eligible expenses, such as dental and vision expenses only. Excepted benefit HRAs do not need to be associated with any health insurance plan.
  • An Integrated HRA plan paired with qualified healthcare insurance, usually a high-deductible health plan.
  • A Qualified Small Employer HRA (QSEHRA) plan where employers must have less than 50 full time equivalent employees and cannot offer health insurance. Employees must be enrolled into their own plan that offers Minimum Essential Coverage (MEC).
  • An Individual Coverage HRA (ICHRA) plan which is applicable to any size employer. Employees enrolled into ICHRA must be enrolled into individual health insurance policies and cannot be enrolled in employer offered group coverage.

Everyone wins with HSAs

Health Savings Accounts (HSAs), are an innovative benefits solution supporting Consumer Directed Health Care Strategies through pre-tax payroll contributions for employees enrolled in qualified High Deductible Health Plans.

Employees utilize an interest-bearing account for their pre-tax contributions and employers can also contribute tax-deductible contributions on the employees’ behalf. HSAs can gain in value over time and are not subject to the FSA use-it-or-lose-it rules.

  • Multiple employer contribution options
  • Employer legislative updates and direction from Employee Benefits ERISA Counsel
  • 360 Customer Satisfaction delivered through Full-Service Support – online, email and phone


Commuter Plan Service Features

There are many ways to customize commuter plans to meet your needs and provide tax-free spending for qualified mass transit (vanpooling, transit passes, Uber Pool, Lyft Line etc.) and parking related expenses associated with their work for your organization. Your employees are able to easily utilize these benefits with their plan debit card.

Need help finding FSA and HSA eligible products?

We partner with FSAstore and HSAstore – online eligible expense resources.

  • An easy way to learn what products are eligible
  • Shop by category (personal care, skin care, OTC medicines, etc.)
  • Daily Product Spotlights
  • Connect directly to your Amazon Prime account
  • FAQs
SHOP NOW!


Have a Question? Contact us!

Feel free to email us at: CustomerSupport@PSAdministrators.com